Rider Outlets Financing
Ride Now,
Pay Later.
Get financing up to $200,000 with rates as low as 7.99%. Check your offers in 2 minutes — no impact to your credit score.
Check My Financing OptionsSoft credit pull only · No obligation
Why Finance with Rider Outlets?
Powered by Enhancify — trusted financing for thousands of customers.
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2-Minute Decision
Get instant results in 2 minutes or less. No waiting, no hassle.
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No Credit Score Impact
We use a soft pull only. Checking your offers won't affect your credit score.
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0% Promotional APR
Qualifying customers can take advantage of 0% promotional APR offers.
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Loans up to $200,000
Finance any electric ride — from entry-level scooters to high-end dirt bikes.
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Funds in 2–3 Business Days
Once approved, funds are typically disbursed within 2–3 business days.
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Credit Scores from 550
We work with a wide network of lenders, including options for less-than-perfect credit.
Find Your Financing Tier
All credit types welcome. See what you qualify for.
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Excellent / Good
Credit Score: 700+
Up to $200,000
APR starting from 7.99%*
Best rates and terms. Wide range of lenders competing for your business, including 0% intro APR options.
Apply Now
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Fair
Credit Score: 600–699
Up to $35,000
APR starting from 10.05%*
Lenders will evaluate your income and other factors. Good options still available for your next ride.
Apply Now
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Rebuilding Credit
Credit Score: 550–599
Up to $10,000
APR starting from 15.61%*
We still have lenders who can help. Get on the road while rebuilding your credit profile.
Apply Now
*Rates shown represent the lowest available. Your rate will vary based on creditworthiness. Final terms determined after application.
How It Works
Three simple steps to get on your ride.
1
Submit Your Info
Fill in your basic contact info and desired loan amount. Takes under 2 minutes.
2
See Your Offers
Get matched to multiple lenders instantly. Compare rates, terms, and monthly payments.
3
Get Funded & Ride
Accept your preferred offer. Funds arrive in 2–3 business days. Come pick up your ride.
Ready to Ride?
Check your personalized financing options in 2 minutes — no commitment, no credit impact.
Check My Options NowPowered by Enhancify · Soft pull only · No obligation to proceed
Frequently Asked Questions
Everything you need to know about financing your ride.
No. Enhancify uses a soft credit pull only, which does not impact your credit score. Only if you proceed with a specific lender and they do a hard pull will your score be affected.
Enhancify works with lenders who accept credit scores as low as 550. The lower your score, the smaller the loan amount and the higher the rate — but options are still available.
Loan amounts range from $500 up to $200,000 depending on your credit profile, income, and lender approval. Most electric bike and scooter purchases fall well within this range.
The application takes under 2 minutes. You'll see your personalized offers instantly. Once you accept an offer, funds are typically disbursed within 2–3 business days.
No. Checking your options is completely free and non-binding. You can review all offers and only proceed if you find terms that work for you.
Yes. Enhancify uses industry-standard encryption to protect all personal and financial data submitted through their platform.
Enhancify's service is completely free for consumers. There are no fees to check your offers or use the platform. Any fees associated with a loan would be disclosed by the lender.